Posted on Thursday, July 29, 2021

A commercial mortgage is for those clients who are purchasing property or remortgaging property already owned but are more complex than a standard buy to let mortgage can provide.

These mortgages demand a greater understanding of the borrower and property type which need to be presented to lenders in this market with clarity and expertise in detailing the facts for their consideration.

Home Capital Wealth can support:

  • Applications to individuals, Limited Companies UK registered and Offshore structures, LLPs and SIPPs
  • Loans secured on Office Blocks, Industrial Units, Retail Space, Semi – Commercial, Holiday Lets
  • Properties let on a short-term basis not traditional ASTs
  • Company applications with 1 years Accounts
  • Owner Occupied premises

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Property Finance Specialists

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Mortgages

Residential | BTL | Commercial

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Mortgages

Specialist Finance

Bridging Finance | Development Finance | Second Charge Mortgages | Commercial Mortgages

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Home Capital Wealth Limited is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 844902.

The FCA does not regulate some Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.

Home Capital Wealth Limited Registered Address: 85 Great Portland Street, First Floor, London, England, W1W 7LT Registered in England and Wales No:07271705.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £599.00.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.